Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Home insurance is changing the cost of owning a house before some buyers even reach closing and before some current owners finish a renewal. The U.S. Treasury Department found that homeowners ...

Inflation, climate change and other factors have combined to push up premiums for homeowners insurance — with broad implications for consumers and the economy.

Your politics won't protect you from higher premiums and lower coverage.

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...