Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Buying car insurance can feel like ...

Remember when those tiny dongles that your insurance company offered to potentially lower your insurance rates came out? Insurers spun a wonderful tale: simply plug into your car's OBDII port and ...

Car brokers source and negotiate car deals on your behalf. They have experience with dealerships and know all about financing, fees, add-ons, and taxes. With this knowledge, they can negotiate to get ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Brokers help find and recommend insurance policies by assessing client needs and researching options. Brokers are distinct from agents as they can't bind coverage; they facilitate policy application.