Mortgage rates finally fell this week, but economists' outlook that mid-6% mortgages are here to stay remains the same.

VA loans don't require a down payment, making it easier for some prospective borrowers to buy a home. Data shows that eligible applicants seem to be in the dark about key VA loan perks. While a VA ...

To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer ...

FHA loans can help borrowers with less-than-ideal credit and cash. But they aren’t perfect.

The Federal Housing Administration is seeking feedback on its current single family minimum property requirements, after the Mortgage Bankers Association and others nudged the agency earlier this ...

What is an FHA loan and how does it work? A program of loan insurance to expand homeownership opportunities is administered by the Federal Housing Administration (FHA), according to Consumer Financial ...

Homebuyers may be in for a shock to learn Fannie Mae, the Mortgage Bankers Association, and Wells Fargo have all projected that mortgage rates will stay above 6% for the rest of 2026, according to USA ...

FHA loans require an upfront mortgage insurance premium (MIP) of 1.75% of the base loan amount, which can be rolled into the loan. There’s also an annual premium, which is divided by 12 and added to ...

The 28/36 rule directs buyers to keep housing expenses to 28% of gross monthly household income and total debt service to no ...

LADERA RANCH, CA, UNITED STATES, April 26, 2026 /EINPresswire.com/ — Loangevity Mortgage has released new information outlining how Federal Housing Administration ...

The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances, $832,750 or less, remained unchanged at 6.21% Mortgage rates were 74 basis points higher a year ago.